GAP Insurance

Be Prepared For The Unexpected....... Mind The Gap!

We are one of the only companies in the UK that can provide your business with a complete solution for all of your GAP Insurance requirements. We can assist whether your client is Financing, Leasing or buying their vehicle on outright purchase. We can cover the following types of vehicle: Cars, Commercial Vehicles up to 44t GVW, Trailers, Taxi, Driving Schools and Motorhomes. The GAP products we offer are listed below:

1. Finance GAP

Intended for vehicles purchased on Finance, HP, PCP or Lease Purchase.

It covers the financial shortfall between the balance outstanding to the finance provider and the settlement made by the comprehensive motor insurer following a total loss claim.

Claim limits range from: £5,000 up to £20,000
Maximum vehicle Values: £100,000
Period of cover: Up to 5 Years

"We are one of the only providers to allow a customer to purchase GAP at anytime after the delivery of their vehicle ".

2. Lease GAP

Intended for vehicles acquired on Contract Hire, Personal Contract Hire or Lease Hire.

It covers the financial shortfall between the balance outstanding to the lease/contract hire provider and the settlement made by the comprehensive motor insurer following a total loss claim.

Claim limits range from: £5,000 up to £20,000
Maximum vehicle Values: £100,000
Period of cover: Up to 5 Years

Please contact us for further details.

3. 'Return To Invoice' GAP

Designed for vehicles primarily purchased 'outright' but can also be purchased for vehicles on Finance, HP, PCP or Lease Purchase.

It covers the difference between the original purchase price of the vehicle and the settlement made by the comprehensive motor insurer following a total loss claim.

Claim limits range from: £5,000 up to £25,000
Maximum vehicle Values: £100,000
Period of cover: Up to 4 Years

Please contact us for further details.

4. Vehicle Replacement Insurance

Designed for vehicles primarily purchased 'outright' but can also be purchased for vehicles on Finance, HP, PCP or Lease Purchase.

It covers the difference between the settlement made by the comprehensive motor insurer following a total loss claim and the cost of an equivalent brand new vehicle.

Claim limits range from: £5,000 up to £25,000
Maximum vehicle Values: £100,000
Period of cover: Up to 4 Years

Please contact us for further details.